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Invoicing and accounting

What FreshBooks charges

FreshBooks runs $23 a month. Below: what that comes to over a year at three volumes, what is not in that number, and what the same job costs when you own it instead of renting it.

Rate read from FreshBooks's own pricing pageChecked 22 September 2026

What FreshBooks publishes

Lite $23/mo regular (Plus $43, Premium $70, Select custom). Payments: cards 2.9% + $0.30, ACH 1%.

Those are FreshBooks's own published numbers, read on 22 September 2026. Vendors change pricing without announcing it, so check the live page before you sign anything — and check your own last invoice, which is the only number that is definitely yours.

A year of FreshBooks, whatever you sell

This one does not move with volume: the published price is the published price, so the only question is whether you use enough of it to be worth that.

Published rate

FreshBooks runs $23 a month.

That is $276 a year before card processing. Built and owned, that year is about $27.60 — a tenth of what you pay now, hosting and changes included.

FreshBooks's pricing page, read 22 September 2026

What you would own instead

  • The part you actually useMost of a platform like FreshBooks goes unused. We rebuild the parts your business runs on and leave the rest out.
  • The code and the dataYours, in your own account, exportable on any day for any reason.
  • A price that does not scale with your takingsa tenth of what you pay now — hosting and changes included, and it does not grow with your takings.

When to stay put

  • You use nearly all of itIf your team lives in every corner of FreshBooks and the bill is small, replacing it is work for no gain.
  • The fee is tiny against your marginRun the numbers above on your real volume first. If it is noise, leave it.
  • It is the only place your customers can find youA marketplace that brings you buyers is selling you demand, not only software. That is worth paying for.

FreshBooks pricing, asked and answered

What does FreshBooks cost?

FreshBooks runs $23 a month. Lite $23/mo regular (Plus $43, Premium $70, Select custom). Payments: cards 2.9% + $0.30, ACH 1%.

What would FreshBooks cost me over a year?

On 500 invoices at $500, FreshBooks's published fees come to about $276 a year ($23 × 12 months). Built and owned, that year is about $27.60 — a tenth of what you pay now — and you keep the $248.40 difference.

Who pays FreshBooks's fee — me or my customer?

You do — it comes out of your payout, so the price your customer sees is not the amount you keep.

Is card processing included?

No. Taking the money is a separate cost, normally around 2.9% + $0.30 an order, and it is charged whoever you use. The figures on this page leave processing out on both sides so the comparison is like for like.

Is there a cheaper alternative to FreshBooks?

That depends on what you actually use it for. Most businesses use a small part of a platform like this — take the money, hold the record, send the confirmation, show the list. That part can be built once and owned, and we price it against your own bill: a tenth of what you pay now, instead of a share of every invoice forever. You keep the code and the data, and the old system keeps running beside it until the new one is proven.

What the others charge

Same category, same treatment — each one read from the vendor's own pricing page.

See all 60 platforms

Reading on the same subject

Tell us what FreshBooks costs you

Send your last invoice or just the rate you are on, and we will tell you what the same work costs built and owned — and say so plainly if you are better off where you are.

No card, no call required. We reply by email.

Hiro costs about a tenth of what you pay now, quoted against your own bill. Hosting, fixes and changes included, and no per-seat fees.